No-KYC Crypto Cards For Your Business
Let your users spend crypto anonymously worldwide via prepaid debit cards, no KYC required. Perfect for crypto exchanges, OTC desks, and DApps to add real-world utility, increase user loyalty, and create new income streams.
What Are No-KYC
Crypto Debit Cards?
No-KYC crypto debit cards are prepaid cards that enable users to spend cryptocurrencies like Bitcoin or Ethereum directly at merchants worldwide, without any Know Your Customer (KYC) verification, converting assets to fiat instantly via Visa/Mastercard networks.
They solve privacy concerns, slow onboarding, and limited real-world crypto use, making them perfect for businesses like exchanges, OTC desks, and wallet providers to boost user retention and revenue.
Who Benefits from No-KYC
Crypto Debit Cards?
Crypto Exchanges
Add a new revenue stream and increase user retention by letting traders spend directly from their balance.
OTC Desks
Add instant, no-KYC spending for client profits, generating revenue via fees and improving satisfaction for repeat business.
Wallet Providers & DApps
Boost utility with seamless crypto spending from wallets, increasing engagement and adoption without complex setups.
What Makes Simplify
Labs Different?
Our No-KYC crypto card platform focuses on speed, reliability and customizatiog, solving key challenges in privacy-focused fintech.
- Scale-ready – Go live in days and handle millions without hiccups.
- Compliance mastery – Proven experience in fintech/crypto regs for hassle-free operations.
- API-driven modularity – Build and connect features to fit your needs perfectly.
- Adaptable pricing – Choose revenue shares or flexible models that grow with you.
- Top-tier security – Architecture prioritizing encryption, 2FA, and real-time monitoring.
Case Study:
MaxSwap
MaxSwap needed user-friendly tools to introduce newcomers to cryptocurrency. Our solution included a branded OTC trading web platform, a Telegram bot for easy accessibility, and iOS/Android mobile apps that overcame listing challenges while ensuring compliance with regulatory standards
01
Customer's Challenges
- Lack of user-friendly tools for crypto newcomers.
- Difficulty onboarding users to the crypto ecosystem.
02
Solution We Offered
- Branded OTC web platform for seamless trading.
- Telegram bot for convenient access.
- iOS/Android apps overcoming store hurdles and compliance.
- Virtual wallet for easy asset management.
- No-KYC crypto debit cards for private, instant global spending.
03
Results Achieved
- Onboarded over 18,000 customers in six months.
- Total turnover of 3.5M per month
- Built strong market presence, boosted by cards enhancing engagement and crypto use.
Flexible Ledger Fee Structure
Unlock cost-efficient growth with our adaptive fee model, built to scale seamlessly with your transaction volume. From low activity to high-volume operations, you pay only for what you use. This dynamic approach keeps costs optimized, removes the burden of rigid fees, and grows with your business.
FAQs
Have a
question?
A No-KYC crypto debit card is a prepaid debit card that allows users to spend cryptocurrencies (like BTC or ETH) directly at merchants worldwide, without requiring traditional Know Your Customer (KYC) verification. It converts crypto to fiat in real-time via networks like Visa or Mastercard, emphasizing privacy, speed, and ease.
Standard crypto cards often mandate full KYC processes, including ID uploads and address verification, which can slow onboarding and deter privacy-conscious users. No-KYC cards skip these steps, relying on transaction caps, AML monitoring, and other safeguards to stay compliant. This makes them faster to issue and more appealing for anonymous spending, while still preventing abuse.
Yes, when structured properly. Our solutions incorporate automated AML (Anti-Money Laundering) checks, spending limits, and geo-restrictions to align with international regulations like those from FATF or EU directives. We draw from proven fintech experience to ensure your program avoids legal pitfalls, similar to how competitors like Wallester or Codego operate in regulated environments.
In just days, not months. Our turnkey platform is pre-built and API-ready, allowing seamless integration with your crypto exchange, wallet, or OTC desk. We handle card issuance, backend processing, and global acceptance, so you can go live fast without developing everything from scratch.
Primarily crypto exchanges (for user retention via spending options), OTC desks (for instant profit off-ramps), and wallet/DApp providers (to add real-world utility). Any crypto-focused business looking to boost engagement, revenue, and privacy features without heavy compliance burdens will find value here.
Security is our top priority. We use end-to-end encryption, 2FA authentication, real-time fraud detection, blockchain auditing, and PCI-DSS compliant systems. Cards include customizable spending limits and monitoring to protect against unauthorized use, ensuring both user privacy and business protection.
Absolutely. Our modular system lets you brand the cards with your logo, set custom limits, support multiple currencies, integrate with your APIs, and add features like virtual/physical cards or referral bonuses. It's API-first, so it fits effortlessly into your ecosystem.
We offer easy API integrations for crypto platforms, including real-time balance syncing, transaction webhooks, and wallet connections. Whether you're using it with an exchange for seamless spending or a DApp for on-chain conversions, our infrastructure supports it all without backend overhauls.
Pricing is flexible and scalable, with options like one-time setup fees, per-card issuance costs, transaction-based revenue sharing, or subscription models. It depends on your volume and customizations—contact us for a tailored quote to fit your business needs.
We offer 24/7 technical support, ongoing compliance updates, and scaling assistance to handle growth from thousands to millions of users. Plus, regular feature enhancements keep your program ahead in the evolving crypto landscape.